Life Insurance Agents

A life assurance Policy provides the payment of the quantity of the insurance to the relations on the death of the insured . There are three parties involved in life assurance policy- the one who is insured, the one who insures it, and therefore the policy holder. Generally the insured and therefore the policy holder are same person. Clients that have an interest in buying life assurance policy can contact a reputed life assurance Agent. The responsibilities of life assurance Agents include meeting new people, get necessary information about their present position and providing them information about their policy products.

Life Insurance Agents represents insurance firm in selling and serving insurance policies. life assurance Agents sends out reminder to pay premium or notify clients of any change in rates. There are two sorts of life assurance Agents-Independent life assurance agents and Direct life assurance Agents. Independent life assurance agents help the clients by searching the foremost beneficial price for the foremost coverage. Independent life assurance Agent can represent two or more companies. Generally the commission the agent gets may be a percentage of every paid premium plus the fees for serving the policy of insured . Direct life assurance Agents can represent just one company at a time and sells its policy only. Direct life assurance Agents are paid same way as Independent Agent- that's by commission and costs .

It is essential for any life assurance Agent to pass their insurance examination and acquire a license by their State so as to sell their life assurance policies to clients. an honest life assurance Agent is that the one who doesn't pressure the client into decision, understands client's personal and financial position and explain all about life assurance policy schemes. life assurance Agents prepares and maintains the report of policies, and just in case of a lost policy, advise the policyholder the way to settle their claim .

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